What is the currency in Galapagos, Ecuador and methods of payment are accepted?

| Updated on July 26, 2026

The US dollar was made legal tender in Ecuador as of March 2000.
Most places accept US dollars, traveler’s checks and credit cards (Visa, MasterCard and American Express), but some merchants add a 6-8% surcharge for credit card use.
Ecuadorian ATMs increasingly accept foreign credit and debit cards.
Banks and Casas de Cambio (currency exchanges) are the best places to change money if necessary.

Ready to book? Our Darwin and Wolf liveaboard page covers pricing, inclusions and how to reserve your spot.

Related Articles
People and language in the Galapagos: five inhabited islands, a Spanish-speaking population and multilingual guides on liveaboard vessels.
Galapagos time explained: the islands run one hour behind mainland Ecuador (GMT-6). What that means for your flights, connections and dive schedule.
Practical tips for your Galapagos trip: airport steps in Guayaquil, what to bring, seasons and island rules — plus how divers reach Darwin and Wolf.